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Data Sources

Where our city-level loan market data comes from, how we use it, and how often it is updated.

Dataset last updated: 1 June 2026

🏛️

NHB RESIDEX

Property Price Data

National Housing Bank's Residential Property Price Index. Used for city-level property price per sqft, 1-year and 5-year price growth trends.

Coverage

27 cities, quarterly updates

Used for

avgPricePerSqft, priceGrowth1Y, priceGrowth5Y

Last updated

1 Jun 2026

🏦

RBI DBIE

Banking & Credit Data

Reserve Bank of India's Database on Indian Economy. Used for bank branch counts by district, credit-deposit ratios, and lending rates.

Coverage

All India, monthly/quarterly updates

Used for

bankBranches, avgInterestRate

Last updated

1 Jun 2026

👥

Census of India 2011

Demographics

Primary source for city population figures and household income estimates. Extrapolated forward using state GDP growth rates.

Coverage

All India cities, decennial

Used for

population, avgHouseholdIncomeMonthly, employmentSplit

Last updated

—

📋

Lender Published Rates

Interest Rates

Interest rate ranges sourced directly from lender websites (SBI, HDFC, ICICI, Axis, PNB Housing, LIC Housing, Bajaj Finserv, Kotak, Tata Capital, MoneyView). Verified monthly.

Coverage

10 major lenders, monthly refresh

Used for

avgInterestRate, lender rate comparison table

Last updated

1 Jun 2026

🏗️

Ministry of Housing & Urban Affairs

Infrastructure Data

Smart Cities Mission data used to identify smart city designations. Metro project data cross-referenced with individual metro corporation announcements.

Coverage

100 Smart Cities

Used for

smartCityProject, metroConnectivity, upcomingProjects

Last updated

—

📊

NBFC Aggregator Reports

Approval Rates

Approval rates are working estimates derived from publicly available NBFC annual reports, fintech lender disclosures, and industry association (FIDC) reports. These are directional estimates, not exact figures.

Coverage

Top 20 cities

Used for

approvalRate

Last updated

1 Jun 2026

⚠️ Data Accuracy Notice

City-level loan market data is inherently difficult to source precisely. Approval rates, average ticket sizes, and income figures are working estimates based on the sources above, and should be treated as directional indicators rather than exact figures. KitnaLoan.in updates this data periodically but does not guarantee real-time accuracy. Always verify loan terms, rates, and eligibility directly with your chosen lender.

Update Schedule

🔄 Monthly: Lender interest rates, processing fees

🔄 Quarterly: Property prices (NHB RESIDEX updates)

🔄 Annually: Population, income, employment split estimates

🔄 As announced: Infrastructure projects, smart city designations

Per-City Data Confidence

CityPrice SourceRates SourceLast UpdatedConfidence
MumbaiNHB RESIDEXLender website1 Jun 2026verified
PuneNHB RESIDEXLender website1 Jun 2026verified
BangaloreNHB RESIDEXLender website1 Jun 2026verified
DelhiNHB RESIDEXLender website1 Jun 2026verified
GurgaonNHB RESIDEXLender website1 Jun 2026verified
NoidaNHB RESIDEXLender website1 Jun 2026verified
HyderabadNHB RESIDEXLender website1 Jun 2026verified
ChennaiNHB RESIDEXLender website1 Jun 2026verified
AhmedabadNHB RESIDEXLender website1 Jun 2026verified
JaipurNHB RESIDEXLender website1 Jun 2026verified
LucknowNHB RESIDEXLender website1 Jun 2026verified
IndoreNHB RESIDEXLender website1 Jun 2026verified
KolkataNHB RESIDEXLender website1 Jun 2026verified
NagpurNHB RESIDEXLender website1 Jun 2026verified
BhopalNHB RESIDEXLender website1 Jun 2026verified
PatnaNHB RESIDEXLender website1 Jun 2026verified
KanpurEstimatedEstimated1 Jun 2026estimated
CoimbatoreNHB RESIDEXLender website1 Jun 2026verified
KochiNHB RESIDEXLender website1 Jun 2026verified
ThiruvananthapuramNHB RESIDEXLender website1 Jun 2026verified
VijayawadaEstimatedEstimated1 Jun 2026estimated
JodhpurEstimatedEstimated1 Jun 2026estimated
GuwahatiNHB RESIDEXLender website1 Jun 2026verified
RanchiEstimatedEstimated1 Jun 2026estimated
BhubaneswarNHB RESIDEXLender website1 Jun 2026verified
AgraEstimatedEstimated1 Jun 2026estimated
VaranasiEstimatedEstimated1 Jun 2026estimated
PrayagrajEstimatedEstimated1 Jun 2026estimated
MeerutEstimatedEstimated1 Jun 2026estimated
FaridabadEstimatedEstimated1 Jun 2026estimated
ChandigarhNHB RESIDEXLender website1 Jun 2026verified
AmritsarEstimatedEstimated1 Jun 2026estimated
LudhianaEstimatedEstimated1 Jun 2026estimated
DehradunEstimatedEstimated1 Jun 2026estimated
JabalpurEstimatedEstimated1 Jun 2026estimated
RaipurEstimatedEstimated1 Jun 2026estimated
MangaloreEstimatedEstimated1 Jun 2026estimated
Hubli-DharwadEstimatedEstimated1 Jun 2026estimated
MysuruEstimatedEstimated1 Jun 2026estimated
MaduraiNHB RESIDEXLender website1 Jun 2026verified
TiruchirappalliEstimatedEstimated1 Jun 2026estimated
SalemEstimatedEstimated1 Jun 2026estimated
GunturEstimatedEstimated1 Jun 2026estimated
Navi MumbaiEstimatedEstimated1 Jun 2026estimated
ThaneEstimatedEstimated1 Jun 2026estimated
AligarhEstimatedEstimated1 Jun 2026estimated
MoradabadEstimatedEstimated1 Jun 2026estimated
BareillyEstimatedEstimated1 Jun 2026estimated
GorakhpurEstimatedEstimated1 Jun 2026estimated
MathuraEstimatedEstimated1 Jun 2026estimated
FirozabadEstimatedEstimated1 Jun 2026estimated
BikanerEstimatedEstimated1 Jun 2026estimated
KotaEstimatedEstimated1 Jun 2026estimated
AjmerEstimatedEstimated1 Jun 2026estimated
UdaipurEstimatedEstimated1 Jun 2026estimated
AlwarEstimatedEstimated1 Jun 2026estimated
GwaliorEstimatedEstimated1 Jun 2026estimated
UjjainEstimatedEstimated1 Jun 2026estimated
RatlamEstimatedEstimated1 Jun 2026estimated
SuratNHB RESIDEXLender website1 Jun 2026verified
VadodaraNHB RESIDEXLender website1 Jun 2026verified
RajkotNHB RESIDEXLender website1 Jun 2026verified
BhavnagarEstimatedEstimated1 Jun 2026estimated
JamnagarEstimatedEstimated1 Jun 2026estimated
NashikNHB RESIDEXLender website1 Jun 2026verified
AurangabadEstimatedEstimated1 Jun 2026estimated
SolapurEstimatedEstimated1 Jun 2026estimated
KolhapurEstimatedEstimated1 Jun 2026estimated
AmravatiEstimatedEstimated1 Jun 2026estimated
BelagaviEstimatedEstimated1 Jun 2026estimated
ShivamoggaEstimatedEstimated1 Jun 2026estimated
TumkurEstimatedEstimated1 Jun 2026estimated
TirunelveliEstimatedEstimated1 Jun 2026estimated
VelloreEstimatedEstimated1 Jun 2026estimated
ErodeEstimatedEstimated1 Jun 2026estimated
ThanjavurEstimatedEstimated1 Jun 2026estimated
DindigulEstimatedEstimated1 Jun 2026estimated
KozhikodeEstimatedEstimated1 Jun 2026estimated
ThrissurEstimatedEstimated1 Jun 2026estimated
KollamEstimatedEstimated1 Jun 2026estimated
PalakkadEstimatedEstimated1 Jun 2026estimated
VisakhapatnamNHB RESIDEXLender website1 Jun 2026verified
TirupatiEstimatedEstimated1 Jun 2026estimated
NelloreEstimatedEstimated1 Jun 2026estimated
KurnoolEstimatedEstimated1 Jun 2026estimated
WarangalEstimatedEstimated1 Jun 2026estimated
SiliguriEstimatedEstimated1 Jun 2026estimated
DurgapurEstimatedEstimated1 Jun 2026estimated
AsansolEstimatedEstimated1 Jun 2026estimated
BardhamanEstimatedEstimated1 Jun 2026estimated
GayaEstimatedEstimated1 Jun 2026estimated
MuzaffarpurEstimatedEstimated1 Jun 2026estimated
JamshedpurEstimatedEstimated1 Jun 2026estimated
CuttackEstimatedEstimated1 Jun 2026estimated
RourkelaEstimatedEstimated1 Jun 2026estimated
SambalpurEstimatedEstimated1 Jun 2026estimated
SilcharEstimatedEstimated1 Jun 2026estimated
BhilaiEstimatedEstimated1 Jun 2026estimated
PanipatEstimatedEstimated1 Jun 2026estimated
RohtakEstimatedEstimated1 Jun 2026estimated
AmbalaEstimatedEstimated1 Jun 2026estimated
JalandharEstimatedEstimated1 Jun 2026estimated
PatialaEstimatedEstimated1 Jun 2026estimated
ShimlaEstimatedEstimated1 Jun 2026estimated
DharamshalaEstimatedEstimated1 Jun 2026estimated
HaridwarEstimatedEstimated1 Jun 2026estimated
RishikeshEstimatedEstimated1 Jun 2026estimated
ImphalEstimatedEstimated1 Jun 2026estimated
AgartalaEstimatedEstimated1 Jun 2026estimated
SrinagarEstimatedEstimated1 Jun 2026estimated
JammuEstimatedEstimated1 Jun 2026estimated
PanajiEstimatedEstimated1 Jun 2026estimated
MargaoEstimatedEstimated1 Jun 2026estimated
PuducherryEstimatedEstimated1 Jun 2026estimated

Showing 114 of 114 cities

Recent Data Updates

DateWhat changedCitiesSource
27 Aug 2026manual_check updated (NBFC Aggregator Reports)multipleNBFC Aggregator Reports
27 Aug 2026manual_check updated (Lender Published Rates)multipleLender Published Rates
27 Aug 2026manual_check updated (NHB RESIDEX)multipleNHB RESIDEX

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